Perfectly located just 15 minutes from I-275 and the Tampa Premium Outlets, this 3-bedroom, 2-bath block home offers the ideal blend of peaceful suburban living and everyday convenience. Situated on a quiet, tree-lined street in a welcoming neighborhood with no HOA or deed restrictions, the property provides easy access to major highways, top-rated schools, shopping, dining, and commuter routes. The home features 1, 554 square feet of living space with a traditional layout that includes both a living room and a separate den—perfect for additional entertaining space or a home office. The spacious backyard is fully fenced and includes a large saltwater pool, creating your own private retreat right at home. The saltwater system is fully paid for, offering long-term savings and low-maintenance enjoyment. Inside, you'll find thoughtful upgrades such as a whole-house water softener and treatment system, and over $9, 000 worth of custom-designed California Closets in every closet, including a walk-in closet in the master bedroom. The A/C system, installed in 2019, includes an ultraviolet light feature for improved indoor air quality. Zoned for A-rated elementary and middle schools, this property offers excellent potential for families, first-time homebuyers, or investors. While the home does need cosmetic updates, its solid block construction, valuable upgrades, and unbeatable location in the heart of Lutz make it a standout opportunity. Don’t miss your chance to bring your vision to life in this no-HOA gem!