Owner-Assumable VA to VA Assumable Loan!LOAN @ 3%! The seller will contribute $5, 000 toward the buyers' closing costs with the accepted offer. Rare opportunity to own a charming 2-story home on a peaceful 1.6-acre lot in Grays Creek—NO HOA and easy commute to Ft. Bragg, shopping, dining & beaches. This move-in-ready home features 4 bedrooms, 3 bathrooms, a large bonus room, and an open-concept layout with abundant natural light. The main level features luxury vinyl tile, while the upstairs has cozy carpet. The gourmet kitchen features granite countertops, a tile backsplash, stainless steel appliances (including a refrigerator), and a center island with a backyard view. Spacious primary suite with walk-in shower, double vanities, and walk-in closets. Enjoy peaceful country living with modern comfort—and a rare 3% assumable VA loan for qualified buyers!