2.52-acre waterfront lot in Heathsville, Northumberland County, VA, located in the Bay Coves community with no annual HOA dues and minimal restrictions. This buildable parcel offers flat, largely cleared terrain with paved road access and power available at the street. It is zoned residential, outside city limits, and not located in a flood zone or wetlands, which helps streamline development and reduce costs. A private pier is already installed, providing direct access to the water for boating, fishing, or outdoor enjoyment—an uncommon and valuable improvement. No survey or perc test is required, making the land ready for immediate construction. Its location less than one hour from the Hampton Roads metro area offers convenient access to employment centers, shopping, healthcare, and coastal recreation. This utility-ready waterfront parcel presents excellent potential for a permanent residence, seasonal use, or long-term investment in a peaceful, accessible, and desirable region with established road and utility infrastructure already in place.