Discover a rare Columbia-area single-family home without any Columbia Association tax! This 4-bedroom, 2.5-bath Ryland “Chesterfield” model offers 1, 884 sq ft above grade plus an unfinished lower level with a 3-piece rough-in for a future bath—ready for your finishing touch. Big-ticket updates include brand-new siding (2024), gas fireplace insert (2024), roof & gutters (≈2010), windows (2009), and HVAC system (2009). Inside you’ll find a bright living/dining room with bay window and crown moulding, a kitchen with Corian counters, oak cabinetry, gas cooking & microwave, and easy-care 12×12 tile floors in the foyer, kitchen, and breakfast room. The step-down family room features LVT flooring, recessed lighting, and the new gas fireplace plus a slider to the deck and fully-fenced backyard—perfect for everyday living or entertaining. All bedrooms upstairs have updated LVP flooring, the spacious primary suite offers a walk-in closet and full bath, and there’s an attached 2-car garage for added convenience. Fantastic location near shopping, parks, and commuter routes—all the Columbia convenience with none of the extra fees! Ready for immediate occupancy! No rent back needed!