Rare opportunity! Buyers may assume the existing FHA loan at 3.5% (subject to lender approval) or choose the preferred lender incentive of $3, 000 towards closing costs plus a free appraisal. All this with no HOA! Fully updated in 2022, it features a renovated kitchen with stainless appliances, luxury vinyl plank flooring throughout most of the home, remodeled baths, new HVAC, water softener, hot water tank, and a roof treatment for extended life. Enjoy a 2-car garage, 4-car driveway, and a prime location close to shopping and dining. Plus, the seller is including a $2, 000 painting allowance so you can make it your own.